Max Magi For 2024 Roth Contribution. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. For 2024, the roth ira’s contribution limit is $7,000.

For single filers in 2024, full contributions are allowed if magi is under $146,000, with partial contributions between $146,000 and $161,000. By now, we’ve determined that you need to know your modified adjusted gross income (magi) figure.